Law Offices of
ANGELINA NAMIA, PLLC


Angelina Namia, Esquire focuses her practice on consumer law, credit matters, simple estate planning, and probate administration. Angelina earned her Bachelor of Arts from the University of Florida in Gainesville, and her Juris Doctor from St. Thomas University School of Law in North Miami. Angelina's experience lies in consumer law including identity theft; credit fraud; credit matters concerning the Fair Credit Reporting Act (FCRA); corporate matters, including the establishment and set-up of new corporate entities.

Consumer law covers a wide range of topics, including but not limited to, consumers protecting their privacy, credit and privacy rights; unfair business practices; fraud; misrepresentations and other consumer/business interactions. Consumer protection laws deal with credit repair, debt settlement, service and sales contracts, bill collector regulations; pricing; utility turnoffs; debt consolidation; personal loans that may lead to bankruptcy and more.

A variety of laws at both the federal and state levels regulate consumer affairs. Among them are the federal Fair Debt Collection Practices Act, the Fair Credit Reporting Act, Truth in Lending Act, Fair Credit Billing Act, and the Gramm-Leach-Bliley Act. Federal consumer protection laws are mainly enforced by the Federal Trade Commission and the U.S. Department of Justice.


Contact information:

Angelina Namia, Esquire
Attorney at Law

123 N Congress Ave, #398
Boynton Beach, FL 33426

(954) 328-2772
Consumerattorney@namialaw.com


Parlo Italiano


View Angelina Namia's profile on LinkedIn


The Federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. The FCRA is a law that regulates access and reports credit history, credit scores, and creditor information. This act provides consumers specific rights regarding receiving information about their own credit history and disputing incorrect information on their credit reports, and regulates the distribution of information on credit reports.

The Fair Debt Collection Practices Act (FDCPA), is a United States statute added in 1978 as Title VIII of the Consumer Credit Protection Act. Its purposes are to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.

Link to Florida's Identity theft statute.

Angelina is a seasoned public speaker and has spoken to diverse groups on the topics of identity theft and credit fraud. Speaking engagements have included presentations to: South Palm Beach County Chapter of the Florida Association for Women Lawyers (SPBC FAWL); South Florida Investigators Association (SFIA); the Brooklyn / Connecticut Club at Century Village of Boca Raton; Wellington Rotary Club; and more recently the Coral Springs Charter Chapter of the American Business Women's Association (ABWA).

Representing clients in Palm Beach, Broward, Miami-Dade, and Seminole Counties, Angelina assists her clients in timely resolutions of consumer and business matters. We are all consumers, let Angelina's experience and knowledge guide you in resolving your legal issues.

AREAS of PRACTICE  
  • Consumer Law
  • Credit Matters
  • Identity Theft
  • Credit Fraud
  • Corporate Matters
  • Probate
  • Guardianships
  • Estate Planning:
    • Last Wills and Testaments
    • Living Wills
    • Advanced Health Care Directives
    • Durable Powers of Attorney

PROFESSIONAL INVOLVEMENT  

  • FAWL: South Palm Beach Chapter of Florida Association for Women Lawyers
    President Elect/Board Member
  • TAN: The Alliance Network Group, LLC
    Group Attorney / Member
  • SFIA: South Florida Investigators Association
    Associate Member
  • The Greater Boynton Beach Chamber of Commerce
    Member

RESOURCES
  • Free Credit Reports: www.annualcreditreport.com
  • Report ID Theft to the Federal Trade Commission:
    www.ftc.gov/idtheft - 888-ID-THEFT
  • National Do Not Call List: 888-5-OPT-OUT (438-4338)
  • Equifax: 800-525-6285
  • Experian: 888-EXPERIAN (397-3742)
  • TransUnion: 800-682-7289

Disclaimer: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, call to obtain information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice or the formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.


© 2012 by Law Offices of Angelina Namia, PLLC - All rights reserved.